EIGRP metric questions usually test three things: which inputs matter by default, how bandwidth and delay combine, and why mismatched K-values prevent neighbors from forming.
Short answer: with default K-values, EIGRP uses minimum path bandwidth and cumulative delay; for classic metrics, the calculation is 256 × (10^7 / minimum bandwidth in kbps + total delay in tens of microseconds).[1]
K1 and K3 default to 1; K2, K4 and K5 default to 0, so load and reliability do not contribute to the default calculation.[1]